Fee & Escrow System

How fees are charged and how escrow/buyer protection works across membership tiers

Complete Fee Flow

Step 1 — Listing Creation

Seller Creates Listing

Fill out form

Free (within quota)

No charge

Over quota

$0.30 / listing

Add-ons

Featured +$4.99, Bold +$2.99, etc.

Stripe Checkout

Charged upfront

paid

Listing Goes Live

status: active

Free Listing Quotas: Free=25/mo · Premium=250/mo · Pro=Unlimited
Extra category fee: $0.10 each (beyond first free category)
Extra tag fee: $0.10 each (beyond 5 free tags)

Listing is Live

Step 2 — Listing Outcome

SOLD 🎉

Buyer completes checkout

Final Value Fee (FVF)

Deducted from seller payout

FVF Rates:

Free: 13.5%

Premium: 12.5%

Pro: 11.5%

Seller Payout

Item price − FVF

EXPIRED ⏰

30-day window passed

Auto-Renew ON

Extends 30 more days · No charge

Auto-Renew OFF

Status → expired · No additional fee

Listing creation fee was already paid upfront. No extra charge on expiry.

REMOVED 🗑

Seller deletes listing

No Refund

Listing fee is non-refundable

Upfront fees paid are non-refundable. No FVF charged (no sale occurred).

If SOLD

Step 3 — Seller Payout

Funds Held in Escrow

Seller payout on hold

Buyer Confirms Delivery

Escrow released immediately

Dispute Window Expires

Auto-release to seller

Dispute Filed

Admin resolves

Stripe Transfer

To seller's bank via Connect